Car insurance plans are designed to help cover potential car-related damages, loss or injuries from a financial perspective. Maintaining proper insurance not only helps protect you and your vehicle in the case of accident, but it also serves to protect your passengers, other drivers, pedestrians and property. Additionally, car insurance helps protect you in the event of a lawsuit associated with an incident involving your car.
With so many car insurance companies available, as well as various coverage options to choose from, it’s easy to get overwhelmed when deciding which particular company and insurance plan is a good fit for you. But with BIG Insurance Group, each client’s individual needs are considered and the process of obtaining affordable insurance is a quick and easy process!BIG Insurance Group will provide you with rates from multiple insurance companies to help you shop for the best combination of price and coverage and clearly explain the options, so you can make the best decision on which plan works best for you.
Common Car Insurance Questions:
Why do I need insurance?
Not only is coverage required in the state of Colorado, but it also protects you from having to pay out of pocket in the event of an accident.
What does full coverage mean?
People generally mean Comprehensive and Collision when saying “full coverage.” These are the physical damage coverages for your own vehicle should you get into an at-fault accident or have a covered loss. These coverages are required if you have a loan on the vehicle. We also offer Roadside and Rental Car coverages to make sure you’re taken care of.
What happens if I’m in an accident?
You can call us or the carrier you are with to file the claim. If it’s after hours, there will be a phone number on the back of your insurance card to contact your insurance company. The most important thing is that you are safe!
Does x have coverage if I allow them to drive my car?
Permissive use applies when you give someone who does not live in your household permission to drive your vehicle.
Does my insurance carry over if I’m renting a car? / Do I need to get the insurance offered by the rental car company?
The liability and physical damage coverage you have on your insurance policy may extend to a rental car, depending on the insurance company. You will want to review your policy or check with your insurance company to verify if yours does.