Extra protection for the risks your business can’t ignore.

Additional Coverage Options

Comprehensive coverage for the unexpected—& the unavoidable.
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Expanded coverage for today’s complex business risks.

Running a business comes with challenges—and some risks fall outside the scope of basic coverage. That’s where our additional coverage options come in. From cyber threats and property damage to employee theft and income loss, these policies offer extra protection that keeps your business running smoothly. At BIG Insurance Group, we help you identify potential gaps and match you with coverage that gives you peace of mind—so you can focus on growth, not worry.

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Types of Policies We Offer

  • Business Crime Insurance: Protects your business from losses caused by theft, fraud, forgery, and employee dishonesty. Whether it’s cybercrime, embezzlement, or stolen inventory, this policy helps you recover financially from crimes that could disrupt your operations.


  • Business Interruption Insurance: Helps replace lost income and covers ongoing expenses if your business can’t operate due to a covered event, such as fire, natural disaster, or other property damage. It’s essential for keeping your cash flow steady while you get back on your feet.


  • Commercial Property Insurance: Covers the physical assets of your business—including buildings, equipment, inventory, and furniture—against risks like fire, vandalism, theft, and certain natural disasters. Whether you lease or own your space, this policy helps protect your investment.


  • Cyber Liability Insurance: Offers protection against data breaches, hacking, and other cyber threats. It covers legal fees, notification costs, credit monitoring for affected customers, and the expense of restoring compromised data, helping you minimize downtime and reputational damage.

How We Help

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Customized coverage for emerging risks.

We assess your business operations to identify areas of risk and offer coverage options that fill the gaps in your protection.

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Simple claims support when things go wrong.

Whether it’s a cyberattack or a business shutdown, we guide you through the claims process quickly, so you can focus on recovery.

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Affordable policies from trusted carriers.

We work with top insurance providers to find policies that fit your budget without sacrificing the protection your business needs.

Frequently Asked Questions

  • What is business crime insurance & why is it important?

    Business crime insurance covers losses from employee theft, forgery, computer fraud, and other dishonest acts. It helps businesses recover financially from crimes that can erode trust, impact cash flow, and disrupt operations.

  • How does business interruption insurance work?

    Business interruption insurance helps cover lost income and operating expenses when a covered event—like a fire or natural disaster—temporarily shuts down your business. It can pay for rent, payroll, loan payments, and other necessary costs until you can reopen.

  • What does commercial property insurance cover?

    Commercial property insurance protects your physical assets from damage or loss due to fire, theft, vandalism, and specific natural disasters. It can cover buildings, equipment, inventory, and furnishings, whether you own or lease your business space.

  • Why does my business need cyber liability insurance?

    Cyber liability insurance protects your business from the costs associated with data breaches and cyberattacks. This includes legal fees, regulatory fines, customer notification, and identity monitoring services. It’s essential if you store sensitive customer data or conduct business online.

  • Can I bundle these additional coverage options with my existing policies?

    Yes! Many of these policies can be bundled with general liability, commercial auto, or workers' compensation insurance for simplified coverage and potential cost savings. We’ll help you find the right combination for your business.

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Our team is ready to assist you with all your insurance needs. Reach out now to start the conversation!