reliable auto insurance made easy & affordable.
Auto Insurance
Coverage that keeps you & your vehicle protected.
Customized policies to match your driving needs.
We take the time to understand how you use your vehicle & recommend coverage that fits your situation, whether you’re a daily commuter or an occasional driver.
Fast & stress-free claims process.
If you ever need to file a claim, we’re here to help. We guide you through the process, ensuring you receive fast, fair compensation so you can get back on the road.
Multi-policy discounts & savings opportunities.
Bundling your auto policy with home or renters insurance can help lower your costs. We’ll find every available discount to help you save without sacrificing protection.
Frequently Asked Questions
What does auto insurance cover?
Auto insurance provides financial protection for accidents, vehicle damage, & liability costs. Depending on your policy, coverage can include damage from crashes, natural disasters, theft, & even medical expenses. Liability coverage helps pay for injuries or damage you cause to others, while collision & comprehensive policies cover your own vehicle.
Is auto insurance required in Colorado?
Yes, Colorado requires all drivers to carry liability insurance with minimum coverage limits for bodily injury & property damage. However, minimum coverage may not be enough to fully protect you in a major accident. We can help you explore additional coverage options to ensure you’re adequately protected.
What’s the difference between collision & comprehensive coverage?
Collision coverage helps pay for damages to your car after an accident, whether you hit another vehicle or an object. Comprehensive coverage, on the other hand, protects against non-collision-related damages, such as theft, vandalism, weather-related events, & animal-related accidents.
What happens if I’m hit by an uninsured driver?
If you’re in an accident caused by a driver who doesn’t have insurance (or doesn’t have enough coverage), uninsured & underinsured motorist coverage helps pay for repairs & medical expenses. This is a crucial policy add-on, especially since many drivers carry only minimum coverage, which may not be enough to cover damages.
Can I lower my auto insurance rates?
Yes! You can lower your premiums by maintaining a clean driving record, bundling policies, increasing deductibles, & taking advantage of safe driver discounts. Many insurance providers also offer discounts for low-mileage drivers, defensive driving courses, & vehicle safety features. We’ll help you find the best ways to save while keeping your coverage strong.