Coverage for life’s unique needs & situations.
Specialty Insurance
Specialty insurance designed to protect what matters most.
Tailored policies for your lifestyle.
We take the time to understand what makes your situation unique & match you with coverage that fits your exact needs.
Access to multiple specialty carriers.
Our wide network of insurance providers gives us the flexibility to find competitive rates & coverage options that aren’t always easy to come by.
Professional advice for uncommon risks.
Specialty coverage can be complex, but we make it simple—breaking down your options & explaining everything in plain English.
Frequently Asked Questions
What is specialty insurance?
Specialty insurance offers protection for unique or high-risk situations not typically covered by standard home, auto, or business policies. These can include things like pet health insurance, farm & ranch coverage, or flood protection. Specialty policies help fill gaps where traditional coverage falls short.
Is pet insurance worth it?
Pet insurance can help you manage the cost of veterinary care, from unexpected accidents to chronic illnesses. Policies often cover treatments, surgeries, and even preventive care. If your pet is like family, it’s a valuable way to offset potential medical expenses.
What does farm & ranch insurance cover?
Farm & ranch policies typically cover your property, equipment, livestock, and liability risks. Whether you run a small hobby farm or a larger operation, this coverage helps protect your investment from weather events, accidents, theft, and more.
Who needs high-value home insurance?
Homeowners with luxury properties, custom-built homes, or valuable collections should consider high-value home insurance. This coverage provides higher limits & protects against unique risks that standard homeowners insurance may not fully address—ensuring your property is covered at its true replacement cost.
Do I need flood insurance if I don’t live in a flood zone?
Flooding can happen anywhere, not just in high-risk zones. About 25% of flood claims come from areas considered low-to-moderate risk. If you want peace of mind or if your property is near water, we can help you explore affordable flood insurance options.