Protect your business from costly mistakes & claims.
Professional Liability Insurance
Protect your reputation & your bottom line from costly claims.
Coverage tailored to your profession.
We take the time to understand the risks that come with your services and offer coverage that fits your work and your clients.
Clear guidance when claims arise.
If you’re accused of making a mistake, we help guide you through the claims process and make sure you have the support you need.
Affordable policies from trusted carriers.
We offer competitive rates from multiple top-rated carriers, ensuring you get the protection you need without overpaying.
Frequently Asked Questions
What is professional liability insurance?
Professional liability insurance protects businesses and individuals who provide services or advice from claims of negligence, mistakes, or failure to deliver on promises. It helps cover legal defense costs, settlements, and judgments if a client alleges your work caused them financial harm.
Who needs professional liability insurance?
Anyone who provides professional services or advice—consultants, contractors, accountants, IT professionals, and healthcare providers—should consider professional liability coverage. If a mistake or oversight could result in financial loss for a client, this insurance offers valuable protection.
What’s the difference between general liability and professional liability insurance?
General liability covers physical risks like bodily injury or property damage. Professional liability focuses on claims related to mistakes, negligence, or failure to deliver services that result in financial loss. Many businesses need both types of coverage for full protection.
Does professional liability insurance cover breach of contract?
In some cases, yes. If a client sues because they believe you didn’t fulfill the terms of your contract, professional liability insurance can help cover legal fees and settlements. Coverage depends on the specifics of your policy, and we’ll help you understand what’s included.
How much professional liability coverage do I need?
Coverage amounts vary by industry, risk exposure, and client requirements. Many professionals carry policies starting at $1 million in coverage, but we’ll help you assess your specific risks and recommend a limit that works for your business.